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Home Warranty
: A Win-Win Proposition
A lose link in any chain will give one pause to consider if it's worth the
gamble.... When you're buying or selling a home, a home warranty plan is
something that you wish to consider as some promise that the Real Estate and its
systems will hold up over time before everything has to be replaced. Home
Warranty is something a lot of people don't think about until it's too late.
It's the one forgotten link that few ever consider when buying or selling a
piece of Asheville Real Estate, or any home in any part of the country for that
matter.
Indeed, unexpected home repairs never come at a good time. A home warranty gives you peace of mind knowing that
breakdowns in major systems within your house, such as plumbing, electrical,
heating and air conditioning, as well as others, is covered at very little
expense to you. Whether you are buying or selling a home, you can't predict when
a problem will come up, so protect yourself. We recommend AHS:
American Home Shield as a good source for a Home Warranty.
American Home Shield offers
comprehensive coverage, competitive pricing, and award-winning customer service
from an industry leader.
Home warranties represent a valuable asset to agents, sellers and buyers alike. Since they help
alleviate buyer concerns about costly covered home repairs, home warranties make selling homes easier
for agents and sellers.
AHS home warranties offer valuable protection on major systems and appliances
including heating, plumbing, electrical and central air conditioning systems.
AHS coverage gives buyers
security and reduces agent and seller liability. Coverage applies
to systems and appliances in good working order at the start of the contract and properly maintained
(i.e., AHS does not cover pre-existing conditions).
A first-time homebuyer might be able to rest easier knowing they're not only ones who feel
confused about the home buying process. Being educated about the real estate market and staying
informed on the latest trends and tips for buying a home are some of the most important factors
when looking for a home. A little research can go a long way towards getting you in the door with
a minimum amount of stress. Click on the AHS logo above to learn more
about American Home Shield Home Warranty
Insurance.
Two things your house can't live without are water and electricity. Take them away and you don't have a home, you've got a glorified tent. In fact, electrical wiring is one of the most commonly cited items on inspection reports as needing repair or modification in homes 20 years or older. Since outdated electrical systems may result in denial of service or result in extra charges, it's important to address any code violations that you are aware of before the shocking truth is discovered through a problem that needs to be fixed.
The first rule when working with home electricity is to always turn off the power to the fixture or switch you intend to work on. Yet, this is the single most common mistake people make when working with electricity-a mistake that is easy to avoid. Do this at the service panel (breaker box), and check the circuit to make sure it is off. Working on a switch with live electricity is like playing golf in a lightning storm with a 40-foot 3 iron -bad idea.
Here are 5 other ways professional electricians avoid getting zapped.
Before working with wires or electrical connections, check them with a voltage tester to be sure they are dead.
Use ground fault circuit interrupter outlets where damp conditions exist (basements, bathrooms, outdoors, etc.), as required by the National Electric Code.
Leave a warning message that you are working on the circuit at the service panel, and tape the circuit breaker in the off position. With a fuse box, take the fuse out.
Plumbing and gas pipes are often used to ground electrical systems. Never touch them while working with electricity.
Don't use metal ladders with overhead electricity.
Don't let electrical problems hotwire you. Use the proper protection, take precautions, and plan ahead. Remember your handy AHS contractors can help with your problems.
I
n 35 years of business, American Home Shield has run across many questions from homeowners trying to make the best decision about purchasing a home warranty. If you're wondering about any of the following, select the question to find the answer.
What is a home warranty?
What is Basic Home Warranty Coverage?
I'm in the market for a home----What's the benefit of buying a home covered by an AHS home warranty?
I'm selling my home----Why would I want a home warranty?
My home systems and appliances are old----Does that matter to AHS?
Does AHS need to inspect my home systems and appliances before I enroll?
Is there a fee for each visit?
What is a trade service call fee?
Is there a limit to the number of repairs AHS covers?
What happens when a covered system or appliance breaks down?
What is a home warranty?
A home warranty is a service contract, usually covering one year, which helps protect homeowners against the cost of unexpected covered repairs or replacement on their major systems and appliances that break down due to normal wear and tear.*
What is Basic Home Warranty Coverage?
Generally, basic coverage for a home under 5,000 square feet, regardless of age includes the home's heating, plumbing, electrical system, water heater and major appliances, such as range/oven/cooktop, dishwasher, garbage disposal, etc.* Home warranties are available for homes that are over 5,000 square feet for an additional fee.
Is the AHS plan renewable?
Yes, warranty-holders may renew the AHS plan (at the option of AHS). American Home Shield will notify the homeowner in advance of the expiration date, and AHS will offer a variety of convenient payment plans.
I'm in the market for a home----What's the benefit of buying a home covered by an AHS home warranty?
An AHS home warranty helps provide protection during and after a home purchase. When a covered system or appliance breaks down due to normal wear and tear, you're protected for repair or replacement.* There's no need to get back in touch with the real estate agent or track down the previous owner.
I'm selling my home----Why would I want a home warranty?
An AHS home warranty gives buyers additional confidence in a real estate transaction—they know that AHS stands behind the covered systems or appliances in the house. If they break down, buyers are covered for repair or replacement.* An added benefit to the seller is that buyers will be calling us with their problems—not you.
My home systems and appliances are old----Does that matter to AHS?
No, the age of a home or its systems and appliances does not matter to AHS. We cover items that are in good working condition at the time you purchase the plan and properly maintained.* Plus, AHS covers all makes and models of appliances and systems.*
Does AHS need to inspect my home systems and appliances before I enroll?
No, AHS home warranty coverage does not require a home inspection to purchase.*
Is there a fee for each visit?
Yes, a fee called a trade service call fee is paid directly to the contractor for each covered breakdown, no matter what the actual cost of the repair or replacement for your covered item.*
What is a trade service call fee? A trade service call fee is the amount due when a contractor visits your home. Each type of breakdown falls into a "trade" category, for example: a leaky pipe qualifies as a plumbing breakdown, while a broken dishwasher is an appliance breakdown. Since it may require more than one contractor or several unrelated trips to the house by the same contractor (once to fix the pipe, another to fix the dishwasher), there is a fee due for each "trade" a service call covers. It's perfectly alright to report more than one breakdown at a time. Additional fees may apply if the repairs fall into different categories.*
Is there a limit to the number of repairs AHS covers? No, American Home Shield allows an unlimited number of covered repairs.
What happens when a covered system or appliance breaks down? Customers call our 24-hour toll-free number, 1-800-735-4663 or visit our Web site www.ahsservice.com, to request service. We will then dispatch the work order to a contractor to perform the service call. The contractor will then call the customer during normal business hours to set up a mutually convenient appointment time.
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